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670 N. Orlando Avenue Suite 1003
Maitland, Florida 32751
phone: 407.599.6888
fax: 407.599.6889
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 Meet Lynne Bradford – Senior Loan Officer
Lynne joins HomeTeam Equity with 26 years of professional mortgage experience having lived and worked in the Central Florida area for 34 years, so she understands the local market. Lynne graduated from Mount St. Joseph College in Cincinnati, Ohio, with a Bachelor's degree in Health and Physical Education. Lynne sits on the Board for United Cerebral Palsy of Central Florida since 1988. She is also a sports enthusiast and avid golfer. “My integrity and excellent customer service have been the components for my successful career, and a large data base of loyal customers”.
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 Meet Wanda I. Gutierrez - Senior Loan Officer
Wanda's high integrity, passion, accountability and deep commitment to excellence have been the cornerstone of her 16 years as a loan consultant. She has extensive experience, particularly with first time homebuyers, and thus understands their desire to feel at ease with the intricacies of the mortgage process. Wanda firmly believes in establishing relationships with her borrowers by keeping them informed throughout the loan process, as well as maintaining contact with them after their closing. Her borrowers seek her out whenever they wish to finance again and are eager to refer her to anyone wishing to purchase or refinance a home.
Wanda has a Bachelors Degree from Rollins College in Organizational Communications with a Minor in Business/Marketing. Her education certainly does not stop there evidenced by her ongoing efforts to stay abreast of the ever-changing mortgage business through attention to the issues that impact the financial markets, and ongoing formal training. |
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 Meet Christina Kelly – Senior Loan Officer
Christina knows the mortgage business from every perspective. Her experience is diverse and extensive having worked two years as a closing/post-closing specialist for one of Orlando’s largest wholesale lenders with another five years dedicated to loan processing. In this role, Christina was the key person responsible for coordinating loan approval documents; working side by side with several loan officers simultaneously managing dozens of loans. Add an outgoing personality constantly developing real relationships with key bank underwriters, title companies and top appraisers across Central Florida and you have the definition of a successful loan officer. |
"Thank you Christina! We had no idea where to start with buying our first home. You saved us from being ripped off by one of the banking giants. Nobody wanted to take the time to explain the costs or how the loan process works (I don't think they even knew). Your work books and step-by-step guidelines protected us from the pit bulls of the mortgage industry! Now we are on track to building equity in our new home".
Radcliffe & Erica Brown - Orlando, Florida |
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 Janet Lambrecht - Senior Processor
Bio coming soon. |
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 Meet Cory Miller – Senior Loan Officer
In this world of empty promises, wouldn’t it be great if someone actually did what they said they would do? Cory has built his business and his reputation on that very thing. “I try not to focus on meeting my client’s expectations…I FOCUS ON EXCEEDING THEIR EXPECTATIONS.”
www.CorysHomeLoans.com |
Cory made us feel like we were his only clients when we spoke to him. He gave us his suggestions for clearing up our credit and followed up with us regularly. He made us feel like home ownership was possible for us and that was something tha a number of lenders did not lead us to believe...a high level of customer service is what we received from HomeTeam Equity and that will be what sets them apart from other funding companies.
Rodney and Karen Bracy - Orlando, Florida |
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 Meet Manny Sarnes – Senior Loan Officer
Manny Sarnes has prospered in both residential real estate sales and mortgage lending in Central Florida for over 8 years. As a licensed mortgage broker and experiences as a residential real estate sales agent, Manny offers his clients a full knowledge of real estate contracts and the home buying processes from start to finish. Manny enjoys working with the full spectrum of buyers from the first time buyer that needs down payment assistance with the county to the savvy investor trying to add his tenth property to his portfolio. |
"Manny makes it to where I dont have to second guess my transactions and that piece of mind is pricless, thank you."
Ken Fortner - Seasoned Investor: |
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 Blanca Vilamil – Lorem Ipsum Dolor
Blanca joined HomeTeam Equity with 11 years of mortgage experience. She started in a large wholesale lending company located in Central Florida. Blanca's
strong belief in teamwork has given her the opportunity to experience growth in many areas of the business, from quality control specialist for loans in process,
assistant underwriter, closing coordinator, to compliance check and auditing on closed and funded loans. She then fully committed to 8 years as a loan processor
and dedicated her time to helping originators with making customers dreams come true. " Each experience has been a welcoming challenge." Blanca's number one priority has always bee to provide excellent customer service. In a changing industry we need people who are compassionate, understanding and caring to the needs of others. With, Blanca's professionalism, skills and excellence in customer service, she provides just that! |
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Internet Resources Division
4511 N Hymes Ave Suite 200 · Tampa, FL 33614
www.htelive.com
phone: 813.449.4264 · fax: 813.449.4266
John and Kelly Sarris bring a myriad of talents to HTE. The Tampa market and the surrounding areas of St. Petersburg, Sarasota and Bradenton are key areas with substantial growth potential in many population segments. John and Kelly’s vibrant energy level and experience matched with the longstanding relationship that HTE Champion Phil Esposito has with the City of Tampa and the surrounding areas make for an unequaled combination in serving the commercial and residential funding needs of businesses and individuals alike.
HTE’s Internet Resources Division represents one of John’s many talents. In addition to his operational duties heading up the HTE office in Tampa, Florida, John brings a niche dynamic to our unique lending platform. The Internet Resources Division was designed to make shopping for mortgages easy and straight forward. Internet Resources’ proprietary programming enables customers to select from multiple offers working with a single point of contact. This on-line outlet for borrowers is a very effective compliment to the relationship driven Champions Lead Source Program.
“In the current market, seventy-five percent of Americans start their search online for a new mortgage. The Internet Resources Division creates significant value for consumers and will quickly become the premier internet destination for mortgage lending. Adding its suite of services to HomeTeam Equity’s present platform is just another step towards offering the consumer significant product and service options.” Regional VP Internet Resources Division John Sarris
John joins HomeTeam Equity with a decade of mortgage industry experience. As Regional Vice President of HomeTeam Equity Internet Resources Division, and Head of Operation in Tampa, Florida, Mr. Sarris has closed more than 21,000 loans during his career with $2.5 billion in residential loan volume. During his ten year tenure in the mortgage industry, John has ranked as one of the top originators and branch managers in the country for mortgage giant ACC Holding, he then moved on to become the #1 Branch Manager for mortgage banker Stockton Turner, and is the co-founder of the top ranked Florida based online mortgage lender STS Lending Corporation. He has personally trained and led some of the highest grossing mortgage sales forces in the country.
Kelly is a seasoned real estate and technology professional, with more than a dozen years of varied experience in multiple segments of the mortgage world. Kelly’s expertise ranges from title work and marketing to actual residential mortgage lending. She is responsible for marketing and product strategies at the Tampa Branch of HomeTeam Equity. Kelly and her team deliver product solutions that meet our consumer and partner needs and bring those to market. Kelly has successfully led business and operations teams in e-commerce, online media and business-to-consumer services. She has developed products and solutions for mid-sized and large enterprise corporations and has a passion for finding opportunities in new and emerging markets. Previously, Kelly was Vice President of Sales at Elite Closers and was the primary force responsible for the growth and development of the company. Kelly has an extensive background in the marketing and development for small to medium sized companies and has a thorough knowledge of the entire settlement process.
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Phillips Hwy Commerce Park · 6950 Philips Hwy, Suite 11 · Jacksonville, Florida 32216
www.hometeamjax.com
phone: 904.296.1366
The economy in Jacksonville has long been supported by military bases, a strong banking component along with a substantial presence of healthcare and insurance providers. The solid base has allowed Jacksonville to flourish in strong economic times and not feel so battered during national downturns. Steve Carter and Jeremy Peters offer a one-two punch representing roughly 35 years of marketing and operating skill sets. The combination of Steve and Jeremy’s experience partnered with the HTE’s resident Champions Bill Bates, Billy Kratzert, Sam Kouvaris and Matt Robinson offer unmatched industry expertise, relationship based contacts and the ultimate platform for satisfying the residential and commercial lending needs in Duval, Nassau, St John’s, Clay and Baker counties.
These HomeTeam Equity Operators epitomize the essence of our Mission Statement: To set the standard in the mortgage industry by combining our unique national origination platform and innovative partnership with professional athletes, creating the ultimate funding environment for both our customers and employees.
Jeromy Peters joins HomeTeam Equity carrying nine years of mortgage operating and sales experience. Jeromy Peters has learned a great deal along the way. “The primary aspect that I feel is most important to our clients is communication; keeping all parties informed throughout the loan process, said Jeromy. I will always keep everyone in the loop from the beginning of the loan process to the end.” Jeromy has developed a reputation of treating customers the way he would expect to be treated. His staff as a whole has better than 40 years in the city of Jacksonville, which proudly gives them the right to call Jacksonville home.
Jeromy has been married for five years and has two beautiful children. True to the HTE Champions concept, Jeromy is a sportsman at heart, playing any sport that he can find time to play. "Anytime I can get a good work out in and enjoy it at the same time is about as good as it gets.”
Eddie Hilliard is home grown. A 1985 graduate of Duncan U. Fletcher Senior High in Neptune Beach, FL, he has live most of his life in Atlantic Beach, FL. After a 4 year tour in the United States Air Force he was introduced to the mortgage industry back in 1993. With 16 years of experience, Eddie has worked in almost all parts of the mortgage industry from managing a 16 Loan Officer team for a large national mortgage firm to a Sales Manager for the nation’s largest wholesale lender with 18 Area Sales Managers covering West, Central and North Florida. Eddie personal and professional attitude has always been, “treat your customer like one of the family.” Years of competitive soccer and surfing honed his desire to be the best at anything he takes on which is why he continues to out-work and out-perform his competition in the mortgage and banking fields. His intense but laid back style make him popular with is clients and his ffellow employees.
Eddie is a devoted husband to wife Jill, and father to their three beautiful daughters; twins Sophia and Julian and the youngest Faith.
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Briarwood Office Complex · 8613 Old Kings Road South · Jacksonville, Florida 32217
www.lendingjax.com
phone: 904.379.4748 · mobile: 904.307.0077
Steven Carter joins HTE boasting a mortgage background dating back to 1987. Steve was born in Ft. Lauderdale but quickly moved to Jacksonville where he has lived, worked and played since 1971. Needless to say his Jacksonville roots are solid.
After graduating from The University of North Florida, Steve entered the financial world with First Union Bank of Jacksonville, where he quickly moved up the ranks into a management position. Steve’s passion for people eventually moved him to specialize in residential mortgages. “The mortgage brokerage business is where I can help people look at their short term and long term real estate goals while giving them options that the banking industry could not”, said Steve. Mr. Carter has successfully built and managed some of the largest mortgage firms in the southeast, and has originated millions of dollars of mortgages though his employment with Jacksonville’s Cornerstone Mortgage from 1991 to 1998, and with Main Line Mortgage, located in Ponte Vedra Beach, from 1998 to 2005. Since 2005 to the present, Steve has been employed with Windsor Mortgage as their Florida Branch Manager for FHA / HUD lending.
Steven has built his business around two basic principles, honesty and integrity. “Honesty may have cost me some business in the past, but I live where my clients live, where I take my family out in the community. Life is too short to have to go and hide. I enjoy seeing my clients, present or past knowing that I have helped each to satisfy their dream of owning a home.”
Steve has been married for more than 18 years and has two daughters ages sixteen and eleven.
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2790 NW 43rd Street Suite 300 · Gainesville, FL 32606
www.mygatormortgage.com
phone: 352.244.0840
After a stellar college football and NFL career, Chris started his mortgage company in April 2007, and today Chris Doering Mortgage has established itself as one of the top mortgage lenders in North Central Florida. Chris is a dedicated and knowledgeable businessman with a great team of mortgage professionals. “Merging my team with HomeTeam was an easy decision to make. To have this association with an established group of financial professionals along with our retired sports professionals, all Champions in their respective sports, allows Chris Doering Mortgage to reach the potential I originally envisioned. I also agreed with HTE’s goal to positively impact the residential and commercial funding industry on a national scale”, said Chris.
Chris Doering is a well known name around the state of Florida. Any Gator fan can tell you where they were when he caught the now infamous “catch” that beat Kentucky in 1993. Doering began his football career as a walk-on wide receiver for the University of Florida in 1991, only to leave as the SEC and school record holder for touchdown catches in a career with 31. He also finished ranking fourth on UF’s all-time reception chart with 149 receptions and fourth all-time for yards receiving with 2107 yards. In 1995, he was named First-Team All-SEC and Second-Team All-America. He served as Captain of the 1995 team, the only UF team in history to be undefeated in the regular season. Chris was a member of four SEC Championship teams and played on the 1995 team in the National Championship game. Doering was named to the All-SEC Academic team in 1994 and in the spring of 1996 Chris was awarded the Doug Belden Award for most outstanding male scholar-athlete in his graduating class. In 2005, after a nine year career with several teams in the NFL, Chris and his family decided to return to Gainesville permanently.
Edward Parnell, CEO HomeTeam Equity, “Chris’ dedication to his cause lined up perfectly with the business philosophies of our firm. We are fortunate to have Chris and his professionals as part of our organization. You see we all have the same goal, to change the way mortgage products are represented, and how mortgage services are implemented.”
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210 Old Kings Road South, Suite 900
Flagler Beach, Florida 32136
phone: 386.446.3393 · fax: 386.446.1353
www.eqfonline.com
  The husband and wife team of Keith and Terri Evans have collectively been in the residential/commercial lending industry for over 13 years. The have jointly owned EQ Financial, Inc., one of the top mortgage brokerage firms in Flagler County, Florida since 1999.
Keith formally from the communications field and Terri health care, brought their financial talents and top-notch people skills to form a company that has a long reputation for impeccable business ethics and customer service. They have never wavered from their number one commitment; serving their customers. EQ Financial, Inc.’s lengthy tenure of success is largely due to the business acumen, integrity and determination of Keith and Terri as well as the respect and loyalty of their employees.
As licensed private pilots, Keith and Terri’s passion is serving their charity; Angel Flight. Both are spokespersons and fundraisers for Angel Flight of the Southeast. Keith and Terri are also active in both the Flagler County and St. Johns County Chamber of Commerce and the Flagler County Association of Realtors. Keith is a member of the Knights of Columbus and Terri is a member of the Business and Professional Women of Flagler County and the United Way of Volusia/Flagler County; the Women’s Initiative of Flagler County.
When Keith and Terri are not working or selflessly giving of themselves to their community, they mutually enjoy riding motorcycles, scuba diving, flying, travel and spending time with their family.
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- Maitland, Florida 
Meet John Sarris
Meet Kelly Sarris
Meet Jeromy Peters
Meet Eddie Hillard
Meet Steve Carter
Meet Chris Doering