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Partners |
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5147 South Lakeland Dr. Suite 4 · Lakeland, FL 33813
phone: 863.607.9885 · fax: 863.607.9795
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Under the direction of owner and operator Mark Wilson, A&O Mortgage Services, Inc. was established in Lakeland in 1998 with a recent expansion into Tampa. Its purpose, by design, has always been to provide up to date financial information regarding the mortgage process offering a full range of products and services for both residential and commercial real estate funding needs.
HTE President Matt Robinson, “The fact that Mark and I have known each other since our playing days at Georgia (1973-1977) certainly accelerates the cultural learning curve required in our acquisition criteria. Mark is a trusted friend, a true gentlemen and a superb operator with 15 years of funding experience…he also made me look very good catching my errant throws at Georgia!”
"I realized in the past year or so that the mortgage industry is changing. A good operator must be willing to change as well in order to accommodate client needs. The model and platform that Home Team Equity has put together offers many benefits for companies like A&O. The obvious benefit is the volume that can be leveraged with lenders through multiple offices. This produces significantly better pricing that can be passed on to our clients. As effective is the athletes marketing and lead source program. I have already witnessed the positive exposure and marketing opportunities provided by this exclusive locker room. This is the WIN, WIN, WIN scenario I have been looking for. I caught quite a few passes as a wide receiver from Matt in our playing days for the Bulldogs. It's good to be back in the "huddle" with Matt. I feel this route will be the best one we've ever completed.”
Mark joins our HomeTeam as President of A & O Mortgage and President of HTE’s Commercial Lending Division. Mark brings vast experience in the finance world dating
back to 1983 when Mr. Wilson earned his Series 6 Securities license dealing in Mutual Funds and Municipal Bonds. Marks’s mortgage career began in 1993 with D & D Mortgage Services in Winter Haven, Florida where he originated, processed and handled all underwriting. In early 1997, he then moved to Delta Financial Group as a Senior Vice President opening their Lakeland office, responsible for all aspects of this branch to include hiring and training of all personnel including loan officers. As well, he continued to originate and handled field underwriting.
In late 1998 Mark successfully opened A & O Mortgage providing quality residential mortgage services to clients in the Lakeland / Polk County area while expanding his horizons providing commercial lending services to end users across the country. Mark’s leadership skills were evident going all the way back to his successful playing days as a scholarship athlete at The University of Georgia earning a degree in Business Education. As a wide receiver for Georgia’s “Junk Yard Dogs”, Wilson’s ability to adjust to errant throws from HTE’s President Matt Robinson honed skills that are still with him today.
Mark and his wife, Gail, have been married 27 years. They have two daughters, Elise and Kayla. Their son, Paul, has followed in Mark’s footsteps as he is on a football scholarship as a wide receiver at the University of Florida.
Tim is an experienced residential mortgage specialist. He starts by helping each client to understand their personal financial situation, then to understand the ensuing financial options, and then to settle on the funding product that best fits the total plan. Success has followed Tim, from his beginnings as a young soccer player reaching semi-professional status as a player and a coach to his key present day positions with A & O Mortgage Services and HTE Commercial Capital. In all of Tim’s endeavors, he has helped people reach higher.
Ron has never met a stranger which is why many of his friends call him “Mayor Ron”. He has succeeded in every one of his business ventures, having owned an Income Tax business for over 15 years and a Sporting Goods Store. He has served in various Ministries and wants his Financial Expertise to be a blessing to all he comes in contact with. Having coached high school football in Florida, Ron understands the value of planning to create winning strategies. Ron and his wife of eighteen year, Tauni, have 3 beautiful children.
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Internet Resources Division
4511 N Hymes Ave Suite 200 · Tampa, FL 33614
www.htelive.com
phone: 813.449.4264 · fax: 813.449.4266
John and Kelly Sarris bring a myriad of talents to HTE. The Tampa market and the surrounding areas of St. Petersburg, Sarasota and Bradenton are key areas with substantial growth potential in many population segments. John and Kelly’s vibrant energy level and experience matched with the longstanding relationship that HTE Champion Phil Esposito has with the City of Tampa and the surrounding areas make for an unequaled combination in serving the commercial and residential funding needs of businesses and individuals alike.
HTE’s Internet Resources Division represents one of John’s many talents. In addition to his operational duties heading up the HTE office in Tampa, Florida, John brings a niche dynamic to our unique lending platform. The Internet Resources Division was designed to make shopping for mortgages easy and straight forward. Internet Resources’ proprietary programming enables customers to select from multiple offers working with a single point of contact. This on-line outlet for borrowers is a very effective compliment to the relationship driven Champions Lead Source Program.
“In the current market, seventy-five percent of Americans start their search online for a new mortgage. The Internet Resources Division creates significant value for consumers and will quickly become the premier internet destination for mortgage lending. Adding its suite of services to HomeTeam Equity’s present platform is just another step towards offering the consumer significant product and service options.” Regional VP Internet Resources Division John Sarris
John joins HomeTeam Equity with a decade of mortgage industry experience. As Regional Vice President of HomeTeam Equity Internet Resources Division, and Head of Operation in Tampa, Florida, Mr. Sarris has closed more than 21,000 loans during his career with $2.5 billion in residential loan volume. During his ten year tenure in the mortgage industry, John has ranked as one of the top originators and branch managers in the country for mortgage giant ACC Holding, he then moved on to become the #1 Branch Manager for mortgage banker Stockton Turner, and is the co-founder of the top ranked Florida based online mortgage lender STS Lending Corporation. He has personally trained and led some of the highest grossing mortgage sales forces in the country.
Kelly is a seasoned real estate and technology professional, with more than a dozen years of varied experience in multiple segments of the mortgage world. Kelly’s expertise ranges from title work and marketing to actual residential mortgage lending. She is responsible for marketing and product strategies at the Tampa Branch of HomeTeam Equity. Kelly and her team deliver product solutions that meet our consumer and partner needs and bring those to market. Kelly has successfully led business and operations teams in e-commerce, online media and business-to-consumer services. She has developed products and solutions for mid-sized and large enterprise corporations and has a passion for finding opportunities in new and emerging markets. Previously, Kelly was Vice President of Sales at Elite Closers and was the primary force responsible for the growth and development of the company. Kelly has an extensive background in the marketing and development for small to medium sized companies and has a thorough knowledge of the entire settlement process.
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Phillips Hwy Commerce Park · 6950 Philips Hwy, Suite 11 · Jacksonville, Florida 32216
www.hometeamjax.com
phone: 904.296.1366
The economy in Jacksonville has long been supported by military bases, a strong banking component along with a substantial presence of healthcare and insurance providers. The solid base has allowed Jacksonville to flourish in strong economic times and not feel so battered during national downturns. Steve Carter and Jeremy Peters offer a one-two punch representing roughly 35 years of marketing and operating skill sets. The combination of Steve and Jeremy’s experience partnered with the HTE’s resident Champions Bill Bates, Billy Kratzert, Sam Kouvaris and Matt Robinson offer unmatched industry expertise, relationship based contacts and the ultimate platform for satisfying the residential and commercial lending needs in Duval, Nassau, St John’s, Clay and Baker counties.
These HomeTeam Equity Operators epitomize the essence of our Mission Statement: To set the standard in the mortgage industry by combining our unique national origination platform and innovative partnership with professional athletes, creating the ultimate funding environment for both our customers and employees.
Jeromy Peters joins HomeTeam Equity carrying nine years of mortgage operating and sales experience. Jeromy Peters has learned a great deal along the way. “The primary aspect that I feel is most important to our clients is communication; keeping all parties informed throughout the loan process, said Jeromy. I will always keep everyone in the loop from the beginning of the loan process to the end.” Jeromy has developed a reputation of treating customers the way he would expect to be treated. His staff as a whole has better than 40 years in the city of Jacksonville, which proudly gives them the right to call Jacksonville home.
Jeromy has been married for five years and has two beautiful children. True to the HTE Champions concept, Jeromy is a sportsman at heart, playing any sport that he can find time to play. "Anytime I can get a good work out in and enjoy it at the same time is about as good as it gets.”
Eddie Hilliard is home grown. A 1985 graduate of Duncan U. Fletcher Senior High in Neptune Beach, FL, he has live most of his life in Atlantic Beach, FL. After a 4 year tour in the United States Air Force he was introduced to the mortgage industry back in 1993. With 16 years of experience, Eddie has worked in almost all parts of the mortgage industry from managing a 16 Loan Officer team for a large national mortgage firm to a Sales Manager for the nation’s largest wholesale lender with 18 Area Sales Managers covering West, Central and North Florida. Eddie personal and professional attitude has always been, “treat your customer like one of the family.” Years of competitive soccer and surfing honed his desire to be the best at anything he takes on which is why he continues to out-work and out-perform his competition in the mortgage and banking fields. His intense but laid back style make him popular with is clients and his fellow employees.
Eddie is a devoted husband to wife Jill, and father to their three beautiful daughters; twins Sophia and Julian and the youngest Faith.
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Briarwood Office Complex · 8613 Old Kings Road South · Jacksonville, Florida 32217
www.lendingjax.com
phone: 904.379.4748 · mobile: 904.307.0077
Steven Carter joins HTE boasting a mortgage background dating back to 1987. Steve was born in Ft. Lauderdale but quickly moved to Jacksonville where he has lived, worked and played since 1971. Needless to say his Jacksonville roots are solid.
After graduating from The University of North Florida, Steve entered the financial world with First Union Bank of Jacksonville, where he quickly moved up the ranks into a management position. Steve’s passion for people eventually moved him to specialize in residential mortgages. “The mortgage brokerage business is where I can help people look at their short term and long term real estate goals while giving them options that the banking industry could not”, said Steve. Mr. Carter has successfully built and managed some of the largest mortgage firms in the southeast, and has originated millions of dollars of mortgages though his employment with Jacksonville’s Cornerstone Mortgage from 1991 to 1998, and with Main Line Mortgage, located in Ponte Vedra Beach, from 1998 to 2005. Since 2005 to the present, Steve has been employed with Windsor Mortgage as their Florida Branch Manager for FHA / HUD lending.
Steven has built his business around two basic principles, honesty and integrity. “Honesty may have cost me some business in the past, but I live where my clients live, where I take my family out in the community. Life is too short to have to go and hide. I enjoy seeing my clients, present or past knowing that I have helped each to satisfy their dream of owning a home.”
Steve has been married for more than 18 years and has two daughters ages sixteen and eleven.
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3775 Lake Center Drive
Mt. Dora, Fl. 32757
phone: 352.735.3100 · fax: 352.735.1900
Mac Lantrip learned the value of hard work when his efforts on and off the field presented him with a football scholarship to Florida State University in the early 80’s. During a special career as a linebacker at FSU, Mac earned his degree, a B.S.B.A. in Finance. Upon graduation, Mac started a family and immediately put his college degree to good use by entering into real estate developing and then progressing into real estate financing.
“Mac and his team are a substantial addition to our cause and represent a key geographic placement in our Florida growth plan. Mac’s athletic background and real estate and mortgage industry experience are the perfect combination we are continuously seeking; plus he’s one heck of a good guy”, said HTE President Matt Robinson.
Having been a resident of central Florida for years, Mac obviously became quite recognizable from his days at FSU, but more so because of his philanthropic contributions in the community. Mac has coached youth sports for the past 15 years and serves as a role model to athletes in their off season training. His drive for personal excellence has carried over to his quality coaching on the field and has allowed him to excel l in his professional career as well.
Mac has owned and managed his real estate and mortgage companies for the last 16 and 22 years respectively. Mac’s expertise ranges from commercial and residential real estate sales and finance and spills over into agricultural real estate. Edward Parnell, CEO of HomeTeam Equity, “Although this is a new office for HTE, this addition actually represents an experienced operator in Mac Lantrip joining our team. Mac is a seasoned pro when it comes to real estate and finance; his athletic background sure doesn’t hurt either!”
Mac Said, “With the drastic changes in our industry, I felt it was now imperative to be associated with a highly reputable organization, which is why I chose to join forces with HomeTeam Equity. They have reset the bar in the mortgage industry for corporate culture, employee retention and integrity which in turn relates directly to client satisfaction. It was a nature fit for me to join HTE.”
Mac and his wife Angela of sixteen years have two beautiful children, Logan age 15 and Jenna age 9.
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2824 Shades Valley Lane · Gainesville, GA 30501
phone: 678.928.4031
The acquisition of Barron Lending out of Gainesville, Florida is HomeTeam’s first foray into the State of Georgia. Operator, Michael Barron hails from Cornelia, Georgia. This little town in northeast Georgia is the home of Piedmont College which he attended. Even prior to graduation, Michael entered the mortgage industry. During his sophomore year he entered the financial services and mortgage business with a national firm taking care of his client’s full finical needs. Michael is licensed in the insurance and securities industry as well. Michael quickly became a top producer for the company and advanced into the role of mortgage director for the firm. He was responsible for up to 50 loan officers and processors at a given time and assisted with opening and running new offices. At the beginning of 2007 Michael stepped out on his own starting Barron Lending, Inc. where he built the company to forty-two loan officers and two processors. As most, Michael saw the signs of change approaching rapidly so he immediately cut back on personnel while expanding his services to include commercial funding to compliment his residential business.
“I believe in treating each client fairly and equally regardless of the size or type of transaction. I enjoy being able to help my clients meet any and all of their mortgage needs regardless of classification,” said Barron. “Joining with HTE widens my sphere of influence and that can only relate to better products and service for each and every client.”
Michael is an outdoors man at heart, snow skiing and hunting at any given opportunity.
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2790 NW 43rd Street Suite 300 · Gainesville, FL 32606
www.mygatormortgage.com
phone: 352.244.0840
After a stellar college football and NFL career, Chris started his mortgage company in April 2007, and today Chris Doering Mortgage has established itself as one of the top mortgage lenders in North Central Florida. Chris is a dedicated and knowledgeable businessman with a great team of mortgage professionals. “Merging my team with HomeTeam was an easy decision to make. To have this association with an established group of financial professionals along with our retired sports professionals, all Champions in their respective sports, allows Chris Doering Mortgage to reach the potential I originally envisioned. I also agreed with HTE’s goal to positively impact the residential and commercial funding industry on a national scale”, said Chris.
Chris Doering is a well known name around the state of Florida. Any Gator fan can tell you where they were when he caught the now infamous “catch” that beat Kentucky in 1993. Doering began his football career as a walk-on wide receiver for the University of Florida in 1991, only to leave as the SEC and school record holder for touchdown catches in a career with 31. He also finished ranking fourth on UF’s all-time reception chart with 149 receptions and fourth all-time for yards receiving with 2107 yards. In 1995, he was named First-Team All-SEC and Second-Team All-America. He served as Captain of the 1995 team, the only UF team in history to be undefeated in the regular season. Chris was a member of four SEC Championship teams and played on the 1995 team in the National Championship game. Doering was named to the All-SEC Academic team in 1994 and in the spring of 1996 Chris was awarded the Doug Belden Award for most outstanding male scholar-athlete in his graduating class. In 2005, after a nine year career with several teams in the NFL, Chris and his family decided to return to Gainesville permanently.
Edward Parnell, CEO HomeTeam Equity, “Chris’ dedication to his cause lined up perfectly with the business philosophies of our firm. We are fortunate to have Chris and his professionals as part of our organization. You see we all have the same goal, to change the way mortgage products are represented, and how mortgage services are implemented.”
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210 Old Kings Road South, Suite 900
Flagler Beach, Florida 32136
phone: 386.446.3393 · fax: 386.446.1353
www.eqfonline.com
  The husband and wife team of Keith and Terri Evans have collectively been in the residential/commercial lending industry for over 13 years. The have jointly owned EQ Financial, Inc., one of the top mortgage brokerage firms in Flagler County, Florida since 1999.
Keith formally from the communications field and Terri health care, brought their financial talents and top-notch people skills to form a company that has a long reputation for impeccable business ethics and customer service. They have never wavered from their number one commitment; serving their customers. EQ Financial, Inc.’s lengthy tenure of success is largely due to the business acumen, integrity and determination of Keith and Terri as well as the respect and loyalty of their employees.
As licensed private pilots, Keith and Terri’s passion is serving their charity; Angel Flight. Both are spokespersons and fundraisers for Angel Flight of the Southeast. Keith and Terri are also active in both the Flagler County and St. Johns County Chamber of Commerce and the Flagler County Association of Realtors. Keith is a member of the Knights of Columbus and Terri is a member of the Business and Professional Women of Flagler County and the United Way of Volusia/Flagler County; the Women’s Initiative of Flagler County.
When Keith and Terri are not working or selflessly giving of themselves to their community, they mutually enjoy riding motorcycles, scuba diving, flying, travel and spending time with their family.
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© 2010 HOME TEAM EQUITY, LLC
website managed by Infinity Business Systems |
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A & O Mortgage Services, Inc.
Meet Mark Wilson – President A&O Mortgage 
HomeTeam Equity - Tampa, Florida
Meet John Sarris
Meet Kelly Sarris
Meet Jeromy Peters
Meet Eddie Hillard
Meet Steve Carter
Meet Michael R. Barron
Chris Doering Mortgage, LLC
Meet Chris Doering
E.Q. Finacial